Senior Trust Analyst at Zip Co

Finance Management, Permanent, Sydney sydney finance analytics
Posted 18 days ago

About us

We are Zip, a rapidly expanding global fintech headquartered out of Sydney, Australia with a growing presence focused in the US and UK markets.

We're here to simplify how the world pays for what they need by connecting merchants with consumers and offering them fair and seamless payment solutions, everywhere. We’re also the brains behind Pocketbook, which helps almost a million Aussies take control of their money and improve their financial wellbeing.

Our values are at the heart of everything we do. They form our Mamba mentality - how we’re better than yesterday, and are used to create game-changing experiences for our customers and our people.

About the role

In this role, you will be responsible for managing multiple SPV Trusts providing modelling, accounting and reporting support while liaising and maintaining external stakeholder relationships. The role will be responsible for trust management, including cash flow management and reconciliation, investor reporting, covenant monitoring and reporting and month-end close.

This role will suit somebody with a passion for continual improvement and personal accountability to continue to evolve Zip’s internal Finance function.

In this role, you will own:

  • Preparation of monthly Trust determination models and other pool stratification reports
  • Monthly Trust receivable movement and closing balance reconciliation, and collateral reports
  • Preparation of Trust fees calculations and instructions for interest distribution
  • Preparation of the debt investor presentations including Yield, Payment Rate, Charge Off Rate, Purchase Rate, Gross Receivables, etc.
  • Cashflow analysis of trust accounts, forecasting upcoming funding drawdown requirements
  • Timely month-end close and associated Balance Sheet reconciliations
  • Investigations of any end of month reporting variances
  • Contributions to the evolution & continuous improvement of Zip’s finance processes & procedure
  • Your skills:

  • Around 5 years trust accounting or trust management experience
  • Sound knowledge of current financial markets
  • Cashflow management experience
  • Advanced level Excel skills
  • Ability to ask the hard questions and investigate and solve problems
  • A passion for process improvement
  • A true collaborator who likes working as part of an ambitious team
  • Bonus points for:

  • Prior experience in the Fintech or Payments Industry 
  • Experience with Xero and/or Calumno Reporting
  • We’re looking for someone who always finds new boundaries to cross - a future Zipster who will obsess over excellence and make constant improvements for our customers. We’ve removed the red tape here to get things done quickly, so if you see a problem, own the solution. You've gotta hustle at Zip!

    If you only meet some of the requirements for this role, that's okay. We value a diverse range of backgrounds and ideas and believe this is fundamental for our future success. So, if you have the curiosity to learn and the willingness to teach what you know, we'd love to hear from you.

    We pride ourselves on creating an inclusive workplace that provides equal opportunities to all persons regardless of their age, cultural background, sexual orientation, gender identity and expression, disability, veteran status, or anything else.

    Benefits @ Zip

    -  Flexible working culture
    -  Share incentive programs
    -  Generous paid parental leave
    -  Birthday and wellness leave
    -  Epic offices with a casual dress code
    -  Fun team with high-growth hustle
    -  Free breakfast and weekly lunches
    -  Heaps of social events

    Join us on our mission to be the first payment choice, everywhere and every day.