Senior Analyst, SMB Credit Risk Analytics at Zip Co

Analytics & Data Science, Full-Time, Sydney sydney analytics full-time
Posted 19 days ago

About us

We are Zip, a rapidly expanding global fintech headquartered out of Sydney, Australia with a growing presence focused in the US and UK markets.

We're here to simplify how the world pays for what they need by connecting merchants with consumers and offering them fair and seamless payment solutions, everywhere. We’re also the brains behind Pocketbook, which helps almost a million Aussies take control of their money and improve their financial wellbeing.

Our values are at the heart of everything we do. They form our Mamba mentality - how we’re better than yesterday, and are used to create game-changing experiences for our customers and our people.

Central to our goal is our Analytics and Data Science function, who build the models that underpin our products, provide the insights that shape our plans, and run the experiments that move our business forward.

About the role

As we continue to build and grow our SMB lending and cashflow financing product suite, Zip Business, we need an analytics superstar to help us define a risk management strategy and framework, own risk analytics and reporting, and build the limit management strategy to support growth of the SMB portfolio.

Some projects you'll lead will include developing our self-service reporting/BI capabilities using Tableau, building risk-based pricing models and testing elasticities to optimise pricing, and ongoing improvement of our underwriting strategy. Over time, we'd love for you to manage and mentor other analysts, with a focus to grow the risk analytics capability at Zip.

This is a vital role in our mission to own the buy now pay later space for SMBs, to give them cashflow when and where they need it, and help Australia's small businesses invest in growth, capitalise on opportunity, and power the economic success of the country

To help us level up, you'll bring:

  • 3+ years’ experience in credit risk analytics
  • Specific experience of working in small business lending, and a passion for the space
  • Excellent communication, stakeholder management and project management skills
  • Experience developing reports and/or dashboards using Tableau
  • Advanced SQL Server skills, with the ability to perform complex queries and data manipulation
  • Bonus points for:

  • Experience of developing credit risk models
  • Experience of ML modelling in Python or R
  • We’re looking for someone who always finds new boundaries to cross - a future Zipster who will obsess over excellence and make constant improvements for our customers. We’ve removed the red tape here to get things done quickly, so if you see a problem, own the solution. You've gotta hustle at Zip!

    If you only meet some of the requirements for this role, that's okay. We value a diverse range of backgrounds and ideas and believe this is fundamental for our future success. So, if you have the curiosity to learn and the willingness to teach what you know, we'd love to hear from you.

    We pride ourselves on creating an inclusive workplace that provides equal opportunities to all persons regardless of their age, cultural background, sexual orientation, gender identity and expression, disability, veteran status, or anything else.

    Benefits @ Zip

    -  Flexible working culture
    -  Share incentive programs
    -  Generous paid parental leave
    -  Birthday and wellness leave
    -  Epic offices with a casual dress code
    -  Fun team with high-growth hustle
    -  Free breakfast and weekly lunches
    -  Heaps of social events

    Join us on our mission to be the first payment choice, everywhere and every day.