Trust Analyst at Zip Co

Finance Management, Full-Time, Sydney sydney finance analytics full-time
Posted 8 days ago

About us

We are Zip, a global Buy Now, Pay Later company providing fair and seamless solutions that simplify how millions of people pay. Our journey began in Australia, has taken us to 12 countries (so far) - and we’re just getting started.

We exist to create a world where people can live fearlessly today, knowing they’re in control of tomorrow. Focused on product innovation that puts people at the centre, we put the financial well-being of our customers and merchant partners at the heart of everything that we do.

About the role
Zip is currently experiencing exponential growth and is looking for an exceptional Trust Analyst for the Australian reporting team. Reporting to the Senior Trust Analyst, this role will support the day to day trust operation needs of the business and assist with the monthly trust determination models.
This role will suit someone who is looking for exposure to a dynamic industry, who is keen to make an impact and is passionate about process improvement.

In this role, you will be AU focused and contributing to the monthly trust models, cash distributions, daily cash transfers and collections reconciliation. Along with assisting the day to day finance operational tasks, you will also have the opportunity to work with the rest of the finance team in identifying and implementing process improvements and internal controls.

What you'll own and support:

  • Preparation of monthly trust determination models and assisting with the trust reporting including investors report and pool stratifications
  • Perform bank reconciliation of the trust cashflows
  • Processing daily cash sweeps and disbursements
  • Assist with trust operational tasks including write-offs, bills payments and customers repayment queries  
  • Perform cashflow analysis of trust accounts, forecasting upcoming funding drawdown requirements
  • Drive timely month-end close and associated Balance Sheet reconciliations
  • Ensure the trust balance sheet and BAS return is reconcile and correct
  • Assist with audit queries & requests
  • Support the business with new initiatives in a finance capacity
  • Contribute to the evolution & continuous improvement of Zip’s finance processes & procedures
  • To help us level up, you'll bring

  • Qualified CPA/CA or studying towards this
  • 2-3 years experience in a similar role
  • Experience with intercompany & preparing balance sheet reconciliations
  • Solid grasp of accounting standards & principles
  • Intermediate to Advanced level Excel skills
  • Proven experience in process improvement
  • Great if you have, but ok if your not there yet:

  • Prior experience in the Fintech or Payments Industry
  • Experience with Trust Accounting 
  • BAS experience
  • Chartered accounting background
  • Experience with Trust Models
  • Prior experience using the following systems:
  • Calumo Reporting or similar BI financial reporting tool
  • We’re proud to be a values-led business. Our values form our Mamba mentality - how we’re better today than yesterday, and are used to create game-changing experiences for our customers and fellow Zipsters.

    If you only meet some of the requirements for this role, that's okay. We value a diverse range of backgrounds and ideas and believe this is fundamental for our future success. So, if you have the curiosity to learn and the willingness to teach what you know, we'd love to hear from you.

    We pride ourselves on creating an inclusive workplace that provides equal opportunities to all persons regardless of their age, cultural background, sexual orientation, gender identity and expression, disability, veteran status, or anything else.

    What’s in it for you?

    We offer a variety of perks and benefits to support you at both work and home. Here’s a taste of what you can expect!

    ●     Flexible working culture
    ●     Share incentive programs
    ●     Generous paid parental leave
    ●     Leading family support policies
    ●     Paid birthday and volunteering leave
    ●     Mental health and wellbeing program
    ●     Virtual yoga and meditation classes
    ●     Epic office with a casual dress code
    ●     Fun team with high-growth hustle
    ●     Remote working allowance
    ●     Heaps of social events

    Join us on our mission to be the first payment choice, everywhere and every day.