Senior Risk Analyst at Zip Co

Analytics & Data Science, Permanent, Sydney sydney analytics full-time
Posted a month ago

About us

We are Zip, a rapidly expanding global fintech headquartered out of Sydney, Australia with a growing presence focused in the US and UK markets.

We're here to simplify how the world pays for what they need by connecting merchants with consumers and offering them fair and seamless payment solutions, everywhere and every day. We’re also the brains behind Pocketbook, which helps almost a million Aussies take control of their money and improve their financial wellbeing.

Our values are at the heart of everything we do. They form our Mamba mentality - how we’re better than yesterday, and are used to create game-changing experiences for our customers and our people.

Central to our goal is our Analytics and Data Science function, who build the models that underpin our products, provide the insights that shape our plans, and run the experiments that move our business forward.

About the role

As a Senior Risk Analyst in our Data Science and Risk Analytics team, you will focus on monitoring and validation of credit risk models, covering acquisition, behaviour and collection. You'll work alongside a collaborative, experienced team that are not only hands on, but make strategic recommendations to help drive Zip's mission to be the first payment choice, everywhere and every day.

In this role you will

  • Setup credit risk model validation and monitoring frameworks
  • Setup self-service dashboards with front-end tracking of risk models and model input performance
  • Create quarterly model monitoring reports and communicate these with key stakeholders within Zip
  • Be the risk data (arrears/hardship/write-off, etc) steward which include looking after the data logic of all risk related fields, manage data issues, performing impact assessments etc.
  • Prepare and assist internal credit risk data and model auditing
  • Your skills and experience

  • 5+ years’ experience of credit risk model development, validation and monitoring (portfolio management and risk strategy analysis experience is a plus)
  • Excellent data analysis and reporting skills with an ability to perform the right analysis to answer business questions and to present the analysis in clear ways
  • Excellent communication skills to deliver findings and reports to stakeholders
  • Experience of developing reports and/or dashboards using Tableau
  • Experience of using SQL for performing complex queries and data manipulation
  • Experience of machine learning modelling in Python or/and R
  • We’re looking for someone who always finds new boundaries to cross - a future Zipster who will obsess over excellence and make constant improvements for our customers. We’ve removed the red tape here to get things done quickly, so if you see a problem, own the solution. You've gotta hustle at Zip!

    If you only meet some of the requirements for this role, that's okay. We value a diverse range of backgrounds and ideas and believe this is fundamental for our future success. So, if you have the curiosity to learn and the willingness to teach what you know, we'd love to hear from you.

    We pride ourselves on creating an inclusive workplace that provides equal opportunities to all persons regardless of their age, cultural background, sexual orientation, gender identity and expression, disability, veteran status, or anything else.

    Benefits @ Zip

    -  Flexible working culture
    -  Share incentive programs
    -  Generous paid parental leave
    -  Birthday and wellness leave
    -  Epic offices with a casual dress code
    -  Fun team with high-growth hustle
    -  Free breakfast and weekly lunches
    -  Heaps of social events

    Join us on our mission to be the first payment choice, everywhere and every day.