Associate Credit Analyst at Zip Co

Credit, Permanent, Sydney sydney analytics
Description
Posted 1 months ago

Who is Zip?
Zip is one of Australia’s fastest growing FinTech’s. We issue credit and facilitate payments, both online and in-store, connecting partners with consumers to help them buy and pay on our platform.

We use technology and data to deliver simple, fast and fair payments to empower customers to own what they want. Our strategic focus is enabled by an aligned high-performance team, a reliable, secure and scalable platform, great product experiences, wide acceptance amongst merchants and more consumers using Zip every day everywhere.

What are we looking for?
We are looking for an energetic and passionate Associate Credit Analyst to help empower the business’s ethical and responsible credit practices. We are looking for somebody who thrives working in a fast moving environment alongside passionate teammates.

What will your day look like?

  • Assess line of credit applications within the company’s credit policy guidelines.
  • Analyse application data to determine credit worthiness and approval amounts.
  • Liaise with customers when required to ensure a high level of credit analysis and decisioning.
  • Proactively seek to improve credit risk and control standards.
  • Collaborate with your team for any challenges or problems that arise.
  • Ideal skills and experience:

  • Sound problem-solving, analytical and decision-making skills.
  • Ability to work under pressure in a fast paced, high volume environment.
  • The ability to effectively prioritise, manage deadlines and understand new ideas and concepts quickly.
  • Loans assessment experience in the consumer credit or banking sectors preferable but not essential.
  • Some flexibility is required: Zip operates 7 days/week therefore night/and or weekend shifts may be required from time to time.



  • We’re looking for someone who always finds new boundaries to cross - a future Zipster who will obsess over excellence and make constant improvements for our customers. We’ve removed the red tape here to get things done quickly, so if you see a problem, own the solution. You've gotta hustle at Zip!

    If you only meet some of the requirements for this role, that's okay. We value a diverse range of backgrounds and ideas and believe this is fundamental for our future success. So, if you have the curiosity to learn and the willingness to teach what you know, we'd love to hear from you.

    We pride ourselves on creating an inclusive workplace that provides equal opportunities to all persons regardless of their age, cultural background, sexual orientation, gender identity and expression, disability, veteran status, or anything else.

    Benefits @ Zip

    -  Flexible working culture
    -  Share incentive programs
    -  Generous paid parental leave
    -  Birthday and wellness leave
    -  Epic offices with a casual dress code
    -  Fun team with high-growth hustle
    -  Free breakfast and weekly lunches
    -  Heaps of social events

    Join us on our mission to be the first payment choice, everywhere and every day.