Data Analyst - Credit & Fraud Risk at Openpay

Full-Time, Risk, Melbourne, VIC melbourne analytics full-time
Posted 22 days ago

As an established Australian born business, we’re proud to be ranked 3rd for the AFR's Best Places to Work 2022!!!! and we are continuing to supercharge our growth by turning the global market Amber. That’s right, “Aussie Amber” (our brand colour, aptly nailed by our Marketing Team!)

In doing so we’re changing the way people pay, for the better, and we’d love you to join us in our mission.

About the opportunity:

The Data Analyst will be responsible for tasks and initiatives relating to both credit and fraud risk.We are looking for a highly adaptable and passionate individual who is willing to apply themselves in a fast-paced multifaceted role and has experience in both credit and/or fraud analytics.

You will be part of a wider Risk Team, carrying out a variety of task such as portfolio & strategy monitoring, strategy optimisation, reporting insights, loss prevention, fraud detection & control, compliance, research, and liaising with internal & external stakeholders

What you’ll be responsible for:

  • Regular monitoring and insights
  • Being the subject matter expert for credit & fraud strategies/policies
  • Suspicious activity detection and recommend mitigation strategies
  • Proactive investigation of customer accounts and transactions to prevent loss from fraud and credit risk
  • Ad hoc data analytics requests
  • Knowledge of credit & fraud compliance and regulatory guideline
  • Developing data and reports for fraud monitoring
  • Exercising discretion and making complex independent decisions
  • Identifying new data trends and making recommendations for system/rule improvements
  • Liaising with internal and external stakeholders, including but not limited to Tech Integration, Customer Service, Marketing, Sales, third party system providers

The Team you’ll be joining

We believe every new team member has an opportunity to add to our culture – we’re a vibrant team of Podcasters, Ultra-Marathoners, Weightlifters, Chess Players, Students and more, so we’re looking for people who want to be part of a diverse and ever changing team.

As we grow, we change, so you’ll be flexible, willing to evolve as our systems and processes do. Always tenacious, you’ll relentlessly pursue opportunities and will be quick to bounce back if you encounter a setback. Most importantly, you’ll be kind - our team appreciate and support each other (particularly this year) so you’ll want to be part of that team spirit.

What you’ll need to have:

  • Minimum 2-3 years’ analytical & conceptual experience in credit loss and fraud prevention/detection/investigation, ideally in a payment/credit environment.
  • Credit and/or Fraud Strategy design, monitoring and optimisation
  • Data analytics using large data
  • Understanding of credit lending regulations
  • Familiarity with AUSTRAC, KYC, ECDD, AML & CTF procedures
  • Strong SQL and/or Python skills
  • Understanding of Credit Bureaus and data
  • Familiarity with payment processing, chargebacks management
  • Familiarity with credit & fraud decision & analytics platforms (e.g. ACI, AWS, PowerBI etc.)
  • Proficiency in MS Office applications, especially Excel proficiency
  • Minimum Bachelor level qualification in a related field (Data Science, Analytics, Mathematics, Finance, IT, Computer Science etc.)

If this sounds like you, we'd love to hear from you!

Short-listed candidates will be advised by telephone. Please note, due to the requirements of this role, candidates must have full working rights in Australia.

Openpay is an equal opportunity employer committed to providing a working environment that embraces and values diversity and inclusion. If you have any support or access requirements, we encourage you to advise us at time of application.