Getting started with Birch is simple. Connect your credit and debit cards and Birch gets to work - retroactively finding ways that you could have improved your actual spending to earn more rewards. Every purchase is categorized and compared to thousands of merchants and hundreds of category bonuses to recommend the best ways to optimally earn rewards. Our approach is straightforward: Make sense of the cards already in your wallet -> Earn the most rewards and redeem for the things you like at the best value with the cards you already have. The average Birch user sees an additional $200/year increase in rewards without even switching cards. Find the right card for your spending habits and the rewards you want to earn -> When you're ready for a new card, Birch compares your spending history to hundreds of cards to calculate potential rewards just like if you had been using these cards for your actual purchases. It's truly a risk free, no strings attached way of finding the right card. We're live on the web, in beta on iOS and building Chrome and Safari extensions. That means real time recommendations for when you're shopping in-store or online. Have questions? We're always happy to help. Email a Bircher at [email protected] or visit https://birchfinance.com and click on the big green chat bubble.