Lumi

With us, you're not a loan.
Lumi
Operating

Lumi takes the guesswork out of small business funding. We offer small business loans from $5k - $200k with 3 – 18 month terms. At Lumi, we don’t believe in surprises (at least, not when it comes to finance). Instead, we pride ourselves on offering straight-forward loans to give your venture the financial boost it needs. No guesswork, no hassles, no reading between the lines. Just totally transparent loans to help you get ahead. Here’s how it works: 1) Apply online in less than 5 minutes 2) Get an outcome within 2 hours 3) Receive your funds within the same business day It’s that easy!

Investors
Investor

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Taken on 2020-10
Blog Posts
4th February, 2026
The Lumi Advantage: Top SME Lending Solutions For Brokers

The Lumi Advantage: Top SME Lending Solutions For Brokers Finding reliable SME lending solutions for...

23rd January, 2026
Simplifying Embedded Small Business Funding With API Integration

Simplifying Embedded Small Business Funding with API Integration For Australian small businesses, se...

15th January, 2026
Beyond the Rate: Maximising Your Income With Transparent Commission Structures For Loan Brokers

Beyond the Rate: Maximising Your Income With Transparent Commission Structures For Loan Brokers In a...

22nd December, 2025
Choosing Your Embedded Lending Partner: 5 Critical Questions For Platform Success

Choosing Your Embedded Lending Partner: 5 Critical Questions For Platform Success As Australian plat...

5th December, 2025
Why Non-Bank Lenders Rank Among The Best Commercial Lenders Australia for Brokers

Why Non-Bank Lenders Rank Among The Best Commercial Lenders Australia for Brokers In Australia’s evo...

21st November, 2025
Embedded Finance Integrations: How To Offer Funding Without The Complexity

Embedded Finance Integrations: How To Offer Funding Without The Complexity In today’s fast-moving di...

13th November, 2025
Lumi Expands Business Funding Limits To $1M: Helping Australian SMEs Grow With Confidence

Lumi Expands Business Funding Limits To $1M: Helping Australian SMEs Grow With Confidence At Lumi, o...

24th October, 2025
A Practical Guide To Using SME Loans For Strategic Growth

A Practical Guide To Using SME Loans For Strategic Growth Small and medium-sized enterprises (SMEs) ...

17th October, 2025
Choosing An Embedded Finance Provider In Australia: A Guide For Platforms

Choosing An Embedded Finance Provider In Australia: A Guide For Platforms In today’s competitive dig...

10th October, 2025
Four Wins, One Mission: Lumi’s Ongoing Commitment To Empowering SMEs

Four Wins, One Mission: Lumi’s Ongoing Commitment To Empowering SMEs At Lumi, we’ve always had a cle...

 Location
Sydney
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#consumer finance
#fintech
#lending
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