Links & Contact



An independent, 100% digital neobank for Australians

We are an independent, 100% digital neobank for Australians. Designed for mobile – made for people. We believe it’s time Australians had access to a banking experience built around their needs and in their interests. Incredibly quick and easy to use, Xinja will be intuitive, smart, personalised and automates the little things. This means you can spend less time thinking about money, save faster, spend safely and make money decisions with less worry. We want to make it possible to start using a new account in seconds, get instant balance updates on payments, deposits and spending, see instantly how you are tracking against financial goals, and to follow where your money is going and easily make changes to get where you want to. It’s alright if you haven’t had a chance to think ahead: Xinja will prompt you with options to improve your finances, which you can action with a single swipe, and we do the rest. Without the costs of retail branches or legacy systems, Xinja will offer highly competitive rates and low or no fees.

Taken on 2020-01
Blog Posts
30th October, 2020
Open Banking: so what’s opening up?

October meant many things. 10 weeks till Christmas, strange American holidays and nearly the end of ...

16th October, 2020
Xinja emails get maximum security score

Email. It is hard to imagine life without it. Although invented back in the seventies, it became mai...

8th October, 2020
A Fork in the Roadmap

We’ve decided to close our public roadmap on Trello. “What the….? “some will cry. “What roadmap?” wi...

7th October, 2020
Secret lives of Xinjas: #xinjabob

We think it’s important to really get to know our Xinja work comrades; unpack what they’re really in...

23rd September, 2020
How Xinja helps fight puppy scams

We don’t deserve dogs. The most loyal of all pets, they’ve helped humanity since the dawn of time wi...

18th September, 2020
PCI Compliance… the praise we tried to avoid #xinjasecurity

Of the many industries that suffered during 2020, online shopping hasn’t been one of them. According...

29th July, 2020
Making it count: Stock Markets 101

So given we’re all spending more time in our browsers than our trousers these days, Xinja would like...

26th June, 2020
Xinja’s Terrific Tax Time Tips

As we all know, “nothing can be said to be certain, except death and taxes.” Especially true at this...

17th June, 2020
Secret Lives of the Xinjarati

We think it’s important to really get to know our Xinja work comrades; unpack what they’re really in...

3rd June, 2020
HSTS Security: Xinja first Aussie bank to preload

Security is important online. Especially now that we are spending more time in our browsers than our...