Credit Analyst at Plenti

Credit, Full-time, Sydney or Adelaide sydney adelaide analytics full-time
Posted 21 days ago

Who is Plenti?

Plenti is a fintech lender, providing faster, fairer loans through smart technology and outstanding
customer service. We are a dynamic and innovative business that is growing strongly. By continuing to deliver better customer value and experience we are taking market share from incumbent players in the personal lending, renewable energy and automotive finance markets.

We are a fast moving and ambitious organisation that seeks to bring in smart and capable people who can take ownership of their role to help the business continue to grow and thrive. With over 200 people based in Australia we are a small enough organisation that everyone can make a difference but we have very big ambitions that our passionate team are working to deliver.

Plenti is still a founder led business that began in 2014 and is now listed on the ASX with annual
revenue of over $200 million and a loan book over $2 billion.

About the role

We're building our Credit team and are on the hunt for a Credit Analyst who is always trying to find ways to help customers. As a Credit Analyst, you'll be vital to our team's success, looking after the larger automotive loan applications flowing through our business.

What experience do you need?

• Secured Delegation Lending Authority for asset finance, ideally automotive lending, 2+ years’ experience within a bank or other leading retail financial institution. 
•High competence with Equifax Comprehensive Credit Reporting
• Extensive experience verifying and analysing  payslips, bank statements, tax documents, and all other financial documents
• Exceptional quantitative and analytical skills of credit risk, coupled with sound judgment
• Excellent verbal communication skills - a strong ability to precisely explain credit decisions to external and internal stakeholders.
• A great personality coupled with boundless enthusiasm for great customer service
• Proven ability to work autonomously in a very fast paced environment
• Relevant tertiary and/or industry qualifications

What's life like at Plenti?

Working at Plenti means joining a team that is high-performing, diverse, customer-focused and collaborative. It’s a place where everyone can “make it happen” and share in the results and success. If being in a dynamic industry as part of a market-leading fintech sounds like you, then come help us reshape Australia’s financial eco-system for the good.

In return, you will enjoy a culture of innovation and entrepreneurship to take your career further. We offer hybrid work with WFH days, flexible working hours and volunteer and study leave to develop your skills. We also have monthly social events, office snacks, company Townhalls and D&I initiatives and events to connect. 

Plenti is committed to a diverse and inclusive workforce. We encourage people from different backgrounds to apply, including Aboriginal and Torres Strait Islander people and people with disabilities. When you apply, let us know any reasonable adjustments you may need during the interview process so we can accommodate you.